Friday, 28 June 2013

Green fingers

A busy weekend approaches as we try and find our courtyard garden under all of the bindweed growing there after being abandoned for 5 weeks eek! And in planting out our money saving tip for this blog.
Yes we've been growing veg.
A seed swap with friends has made this an extremely cheap venture and also stops seeds from going stale between seasons as there aren't any left. Although a great tip from a friend on that one is to store your seeds in an airtight container in the fridge as that keeps them in hibernation.
I used old papers to make seedling pots which can easily be planted straight out as they are biodegradable,  and old yoghurt pots to make labels. Old tins make interesting and funky plant pots and our waterbutt and compost bin have really come in to their own.
We left our planting late this year to let our seedlings grow while we spent the month with family, but there is still time to get growing.
So if you fancy some green fingers why not try growing some 'cut and come again' salad? Only harvest the leaves of the plant and it will continue to grow, keeping you in salad for several weeks, and you stagger your planting you will have a constant supply.
So what are you waiting for?  Happy planting x

Thursday, 27 June 2013

Assurance from insurance

Hi Folks
The Hedges have had an IT disaster with both phones and laptops dying.However we have now recovered with a wonderful month spent at the grandparents.
If you have been pondering the merits of insurance this is an example of how it can work in your favour.
We have an upgraded bank account for which we pay a monthly fee - sounds superfluous,  but we have made our money back on this each year.
The key thing is to read the small print and think hard about what you really need it to do.
Also, make sure you are not already paying for any of the perks elsewhere.
So far I've had 2 phone disasters and a household boiler disaster. The boiler cover was part of an emergency call out service which meant that we had someone out fixing our boiler 11:30 pm on a chilly December night when lo was only 6 weeks old. Invaluable.
The phone disasters (one involving a toilet eek) meant collection, fixing and or replacing, and returning the phone. 
This coupled with the security of breakdown assistance (and many other features) has made the insurance provided by our extended bank account completely worth it.

But at the end of the day it's going to be different for everyone and it's only by reading that dratted small print that you will be able to guage it's worthiness to you.
Check out www.moneysavingexpert.co.uk for unbiased information on accounts and insurance suppliers and good luck.